Self Administered Pension Plans

Self Administered Pension Plans (SAPPs) are tax efficient pension vehicles best suited to owner directors, senior employees, professionals and the self employed.

They follow the same legislation as traditional pensions, however, they allow you, the investor, to have access to a far greater range of assets and investment products.

A SAPP is particularly suitable for company directors and business owners who want to actively manage and control their investment options. Like a normal pension there are excellent tax incentives.

However, to get the optimum benefit from a SAPP we believe it is only suitable for individuals who are committed to utilizing their retirement relief limits and funding their retirement accordingly.

We have agencies with a number of niche SAPP providers such as Independent Trustee Corporation (ITC) and Wealth Options.

We also hold agencies with Standard Life and Irish Life, two companies offering an ‘off the shelf’ pension product similar to a traditional SAPP.

We will take the ‘mystery’ out of investing in a SAPP and advise you on the option that suits you best.