Financial Planning

Financial Planning is very much concerned with analysing a person’s existing circumstances and making a set of recommendations to protect and improve these circumstances. A very important part of Financial Planning is therefore to look to the future to try to plan effectively to meet future financial liabilities and to provide future financial goals. A clear blueprint is needed to do this.

Our Financial Planning Review is a simple process that involves the following steps:

• We meet with you to gather information concerning your existing financial arrangements. We discuss with you your financial goals for the future.
• We conduct a review of the information we’ve gathered to see if your existing financial arrangements are conducive with your financial goals.
• We prepare a Financial Report providing a summary overview and making recommendations in key areas to set you on your way to achieving your financial goals.
• Each year we meet to take into account changes in your circumstances and to provide you with updates on your policies while also making you aware of any new market developments.

Is a Financial Review suitable for you?
A Financial Review is suitable for you if you can identify with the following sentiments:

• I don’t have a clear financial plan or blueprint for the future.
• I’m not sure whether I have made adequate financial provision for my retirement.
• I would like to know more about reducing my tax bill.
• I’m not sure whether I have made adequate provision for my dependants in the event of my death or serious illness.
• I own a range of life assurance policies / savings plans / pension plans but they haven’t been reviewed for some time.
• I own a range of life assurance policies / savings plans / pension plans but I am unsure of their benefits and features.
• I feel I could be paying too much for my existing policies.
• I don’t feel that my existing savings and investments and pension plan(s) are getting the best possible investment returns.
• I have only ever received information from a bank salesman or direct life assurance sales man.

Our Financial Planning Report contains analysis and recommendations in the following areas (where applicable):

Family Protection
Education Funding
Savings and Investments
Retirement Planning
Succession Planning
Business Protection

Remember, as independent financial advisors, we are not tied to any single product provider. Therefore, we offer independent professional advice along with the best financial products available in the marketplace. We also offer you the financial products that offer the best value for money for the same reason as stated above.

Your immediate and future financial security is very important and requires your full attention. Decide today to take the opportunity to avail of expert financial advice. Allow us the opportunity to work with you towards setting and reaching your financial goals.